Ohio Drivers Ed Practice Exam

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Prepare for the Ohio Drivers Ed Exam with our comprehensive quiz. Study with flashcards and engaging multiple choice questions, featuring detailed explanations and helpful hints. Get ready to ace your exam!

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Is comprehensive insurance the legal term for 'full coverage'?

True
False

The correct answer is: False

Some people believe that the terms "full coverage" and "comprehensive insurance" mean the same thing, but this is not true. Comprehensive insurance is a type of coverage that protects your vehicle against damages from non-collision events such as theft, vandalism, and natural disasters. "Full coverage" is a term used to describe an insurance policy that includes liability insurance, collision insurance, and comprehensive insurance. However, it is important to note that there is technically no such thing as "full coverage" as different insurance companies may have different definitions of what it includes. So while comprehensive insurance is a type of coverage, "full coverage" is a loose and potentially misleading term that can vary in meaning. This is why the legal term for a comprehensive insurance policy is not "full coverage."